Habitat for Humanity's rent-to-buy program struggles in Māngere East, Auckland due to high household debt levels.

Habitat for Humanity struggles to help families in Māngere East, Auckland due to rising household debt levels. The rent-to-buy homeownership program, aimed at medium-income families, requires no deposit, but high living costs make it inaccessible for debt-strained families. Debt consolidation services offered to applicants are overwhelmed by the demand.