UK offers interest-free loans up to £812 for benefit recipients facing unexpected expenses.

The UK's Department for Work and Pensions offers Budgeting Loans, interest-free loans for those on certain benefits for at least six months, to help with unexpected expenses like new furniture, clothes, or home repairs. The loan can be up to £812 for Child Benefit claimants and must be repaid within two years. Applications can be made online or by post, with decisions typically within a week for online and 21 days for postal. Repayments are deducted from benefits.