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flag Pelham homeowner's insurance tripled after postal code changed despite never moving.

flag A Pelham homeowner's insurance premium tripled after his postal code changed from rural to urban, despite never moving. flag Facing a jump from $106.68 to $357.18 monthly, he struggled with Allstate for a clear explanation and lower rate. flag After switching insurers, he secured a more affordable option. flag The incident highlights concerns over how postal code designations affect risk assessments and pricing.

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