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flag New Zealand guide reveals travel insurance coverage gaps excluding terrorism and civil unrest.

flag A new guide from New Zealand’s MoneyHub analyzes hundreds of travel insurance policies to help consumers understand coverage gaps. flag The report reveals that standard policies often exclude terrorism, civil unrest, airline strikes, and cruise-specific risks, while highlighting that annual plans can save money for frequent travelers. flag Experts advise comparing policies immediately after booking to ensure protection for high-cost events like medical evacuations.

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