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flag SoFi and Upstart stocks fell 33%–37% in 2026 amid sector decline, but analysts see strong long-term growth potential.

flag SoFi and Upstart, key fintech stocks, have dropped 33% and 37% respectively in 2026 amid a broader financial sector decline. flag Despite this, both show strong long-term potential: SoFi remains profitable with projected 30% revenue growth and a 53% upside, while Upstart's push for a national bank charter could unlock new revenue. flag Analysts see 62% upside for Upstart and potential for both to double in value over five years, making the current downturn a possible buying opportunity.

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