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flag New York bans stores from refusing cash or charging fees, starting March 21, 2026, to protect vulnerable shoppers.

flag Starting March 21, 2026, New York state law requires most retail and food stores to accept cash for in-person transactions, banning refusal of cash or charging extra fees. flag Violations can result in fines up to $1,000 for first offenses and $1,500 for repeat violations. flag Exceptions include bills larger than $20, online, phone, or mail-order transactions, and cash-to-card machines that cannot charge fees or require minimum loads. flag The law, promoted by Attorney General Letitia James, aims to protect low-income, elderly, and unbanked consumers. flag Consumers can report violations to the attorney general’s office.

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