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New York bans stores from refusing cash or charging fees, starting March 21, 2026, to protect vulnerable shoppers.
Starting March 21, 2026, New York state law requires most retail and food stores to accept cash for in-person transactions, banning refusal of cash or charging extra fees.
Violations can result in fines up to $1,000 for first offenses and $1,500 for repeat violations.
Exceptions include bills larger than $20, online, phone, or mail-order transactions, and cash-to-card machines that cannot charge fees or require minimum loads.
The law, promoted by Attorney General Letitia James, aims to protect low-income, elderly, and unbanked consumers.
Consumers can report violations to the attorney general’s office.
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Nueva York prohíbe a las tiendas rechazar efectivo o cobrar tarifas, a partir del 21 de marzo de 2026, para proteger a los compradores vulnerables.