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flag Californians lead the U.S. in using adjustable-rate mortgages, new data shows.

flag Californians are the leading users of adjustable-rate mortgages in the U.S., according to new data, reflecting a growing trend in the state's housing market. flag The findings highlight increased reliance on these loans, which offer lower initial rates but carry the risk of higher payments later. flag The data, compiled from national lending reports, shows California's share of adjustable-rate mortgages exceeds that of any other state.

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