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flag UK councils plan average 4.99% tax hikes in 2026/27, with some exceeding limits due to financial strain.

flag In 2026/27, 125 English councils plan council tax rises of at least 4.99%, the maximum without a referendum, down from 134 last year, with six potentially exceeding the cap due to financial pressures. flag Twenty-five councils are opting for smaller increases or no rise, including several Reform UK-led areas. flag The government has allocated over £78 billion for local budgets, with reforms to funding formulas and multi-year settlements, though some councils still face shortfalls. flag Consumer advocate Martin Lewis urges residents to check if their property is in a higher band than similar homes, as appeals could lead to lower bills and backdated refunds, though they may raise neighbors’ taxes. flag Savings are also available through discounts for single occupants, pensioners, and hardship assistance.

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