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Revolut seeks a U.S. bank charter to offer insured deposits and loans directly to American customers.
Revolut has applied for a U.S. bank charter, aiming to offer insured deposits, loans, credit cards, and payments directly to American customers.
The London-based fintech, with 70 million global users, is expanding under new U.S. CEO Cetin Duransoy, a former Visa executive, and plans a $500 million investment in the U.S. over the next five years.
The move follows a more favorable regulatory environment under the Trump administration and supports Revolut’s goal of reaching 100 million customers by 2027.
If approved, the charter would allow full control over U.S. operations, ending reliance on partner banks.
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Revolut busca una carta bancaria de los EE.UU. para ofrecer depósitos y préstamos asegurados directamente a clientes estadounidenses.