Baldwin Insurance Group reports strong Q4 2025 results, $250M share repurchase, and 2026 revenue guidance amid AI-driven growth.

Baldwin Insurance Group reported Q4 2025 revenue of $347.3 million, with adjusted EBITDA up 10% to $69.6 million and net income of $43.7 million. Full-year revenue reached $1.5 billion, growing 8% organically, while adjusted EBITDA rose 9%. The company announced a $250 million share repurchase plan, guided 2026 revenue of $2.01–2.05 billion, and highlighted AI-driven productivity gains, including its GATOR platform, and strong growth in digital platforms like Founder Shield and embedded distribution channels. Despite a market sell-off in insurance brokers, management emphasized its vertically integrated model as resilient amid AI disruption.