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flag OCBC's Q4 profit rose 3% on higher fees and trading, but full-year 2025 profit fell 2%, with a S$0.99 dividend proposed.

flag OCBC reported a 3% rise in fourth-quarter net profit to S$1.745 billion, driven by a 37% surge in non-interest income from fees, trading, and insurance, offsetting a 6% decline in net interest income due to falling rates. flag Full-year 2025 net profit fell 2% to S$7.42 billion. flag The bank proposed a total dividend of S$0.99 per share and aims to complete a S$2.5 billion capital return by year-end. flag OCBC expects 2026 total income to be stable or grow, with net interest income likely to decline slightly. flag CEO Tan Teck Long cited global uncertainties but emphasized strong risk management. flag Shares dipped 1.2% despite record highs earlier in 2026.

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