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OCBC's Q4 profit rose 3% on higher fees and trading, but full-year 2025 profit fell 2%, with a S$0.99 dividend proposed.
OCBC reported a 3% rise in fourth-quarter net profit to S$1.745 billion, driven by a 37% surge in non-interest income from fees, trading, and insurance, offsetting a 6% decline in net interest income due to falling rates.
Full-year 2025 net profit fell 2% to S$7.42 billion.
The bank proposed a total dividend of S$0.99 per share and aims to complete a S$2.5 billion capital return by year-end.
OCBC expects 2026 total income to be stable or grow, with net interest income likely to decline slightly.
CEO Tan Teck Long cited global uncertainties but emphasized strong risk management.
Shares dipped 1.2% despite record highs earlier in 2026.
La ganancia del cuarto trimestre de OCBC aumentó un 3% debido a tarifas y operaciones más altas, pero la ganancia para todo el año 2025 cayó un 2%, con un dividendo propuesto de S $ 0,99.