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In January 2026, U.S. median home value hit $358,968, with high mortgage rates worsening affordability.
In January 2026, the national median home value reached $358,968, up slightly from the previous year, according to Zillow data analyzed by Stacker.
High mortgage rates around 7% in early February increased monthly payment burdens, complicating affordability across major metro areas including Charlotte, Atlanta, Gainesville, and Athens.
While specific city rankings were not detailed, the reports highlight that home prices vary significantly within each region due to factors like location, size, age, and condition.
Data from January 2018 onward shows long-term trends of rising home values, reflecting broader economic pressures on the U.S. housing market.
En enero de 2026, el valor medio de la vivienda estadounidense alcanzó los $358,968, con altas tasas hipotecarias empeorando la asequibilidad.