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flag In January 2026, U.S. median home value hit $358,968, with high mortgage rates worsening affordability.

flag In January 2026, the national median home value reached $358,968, up slightly from the previous year, according to Zillow data analyzed by Stacker. flag High mortgage rates around 7% in early February increased monthly payment burdens, complicating affordability across major metro areas including Charlotte, Atlanta, Gainesville, and Athens. flag While specific city rankings were not detailed, the reports highlight that home prices vary significantly within each region due to factors like location, size, age, and condition. flag Data from January 2018 onward shows long-term trends of rising home values, reflecting broader economic pressures on the U.S. housing market.

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