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flag February 2026 sees strongest home listing surge in a decade, driven by lower rates and improved affordability.

flag February 2026 is on track to be the strongest February in a decade for new home listings, with a 6% rise in properties available, according to Zoopla. flag Falling mortgage rates and improved affordability have made 40% of homes cheaper to buy than rent with a 20% deposit, up from 25% last year. flag Sales activity remains strong, ranking fourth highest in ten years, while house prices rose 1.3% annually, with regional variations—Northern Ireland up 8.0%, London down 0.2%, and the North West leading at 3.3%. flag First-time buyers are gaining leverage, with some securing 10% or more discounts, and mortgage applications from new buyers rose 42% in January. flag Experts say a more balanced market is emerging, supported by increased supply, realistic pricing, and favorable lending conditions.

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