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flag Kemi Badenoch's Conservatives pledge to cap Plan 2 student loan interest at RPI, freeze repayment threshold, cut university places, and boost apprenticeships.

flag Conservative leader Kemi Badenoch has pledged to cap interest on Plan 2 student loans at the RPI rate, eliminating the additional 3% based on income, calling the current system a "scam." flag The plan, aimed at easing repayment burdens for 5.8 million borrowers, includes freezing the repayment threshold at £29,385 for three years and cutting 100,000 university places to fund expanded apprenticeships and a personal savings account for first-time workers. flag The reforms are part of a broader "new deal for young people" to shift focus toward vocational training and home ownership, amid growing criticism of the existing loan system's fairness and long-term costs.

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