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flag CEO Girija Subramanian says blending digital tools with personal outreach is vital for expanding Indian insurance access, especially in rural areas, to achieve India’s “Insurance for All” goal by 2047.

flag New India Assurance's CEO Girija Subramanian said at the 25th Global Conference of Actuaries that blending digital tools with human outreach is key to expanding insurance access in India, especially in rural and smaller towns where personal interaction builds trust. flag She emphasized that a fully digital model won’t serve all communities and stressed the need for early insurance education to shift habits. flag Subramanian also warned against lowering natural catastrophe rates for competitive reasons, calling it a threat to long-term financial resilience. flag The company aims to support India’s “Insurance for All” goal by 2047 through this balanced approach.

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