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Trust Deed Scotland's campaign urges Scots to seek debt help sooner, citing major mental health and financial benefits from early intervention.
Trust Deed Scotland, the largest provider of statutory debt solutions in Scotland in 2025, has launched its largest national campaign urging people struggling with debt to seek help sooner.
Research shows nearly half waited over a year to get support, often due to shame or believing they could manage alone.
Debt significantly harmed mental health, with 91% losing sleep, 90% reporting negative effects, and 88% hiding their situation from loved ones.
Many cut back on essentials or worked extra hours.
However, early intervention brought major benefits: 90% saw improved mental health, 81% felt more comfortable discussing money, and 94% gained budgeting confidence.
Overall satisfaction with services reached 98%, highlighting the life-changing impact of timely support.
La campaña de Trust Deed Scotland insta a los escoceses a buscar ayuda para la deuda más pronto, citando importantes beneficios para la salud mental y financieros de la intervención temprana.