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flag U.S. health insurance premiums to rise 12% in 2026, the largest increase in nine years, due to higher medical costs and drug prices.

flag Health insurance premiums are expected to rise by an average of 12% for 2026, the largest increase in nine years, according to new data from the U.S. Department of Health and Human Services. flag The surge is driven by rising medical costs, increased drug prices, and higher provider payments. flag While subsidies under the Affordable Care Act will help offset some of the burden for millions, many consumers still face significant cost increases when renewing coverage.

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