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flag Exponent One, a new Indian fintech, offers dynamic EV financing using real-time vehicle data to boost commercial EV adoption.

flag Exponent Energy launched Exponent One in December 2025, a fintech venture in India offering tailored financing for commercial electric vehicles. flag Led by Sandeep Divakaran, the platform uses real-time battery and charging data to assess risk and offer adaptive loans, insurance, and buyback guarantees. flag Backed by $2 million in pre-seed funding from AdvantEdge Founders, Exponent One aims to overcome traditional lending barriers by focusing on vehicle performance and earnings rather than static income metrics. flag The company plans to partner with NBFCs and insurers to scale access to financing, supporting broader EV adoption in India’s commercial transportation sector.

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