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The Fed is reevaluating its supervisory alerts to focus on major financial risks, not minor procedural issues, to improve clarity and effectiveness.
The Federal Reserve is reviewing its previously issued "matters requiring attention" (MRAs) to ensure they focus on material financial risks rather than procedural issues, as part of a broader supervisory overhaul led by Vice Chair Michelle Bowman.
Examiners will assess whether MRAs are specific and pose significant threats to bank safety and soundness; those not meeting the standard may be downgraded to non-binding observations.
The review, excluding consumer protection issues, aims to improve clarity and effectiveness, with straightforward cases resolved by March and complex ones by mid-July, following consultations with banks and regulators.
La Fed está reevaluando sus alertas de supervisión para centrarse en los principales riesgos financieros, no en cuestiones menores de procedimiento, para mejorar la claridad y la eficacia.