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flag UK complaint volume dropped to lowest in two years due to regulatory changes and fee reforms, with FOS expanding to cover buy now, pay later disputes in 2026.

flag Complaints to the UK's Financial Ombudsman Service dropped to 47,300 in October–December 2025, the lowest in two years, due to regulatory pauses, a redress scheme for motor finance commissions, and new fees for professional representatives that improved complaint quality. flag The drop reduced withdrawn or abandoned cases from over a third to under a fifth. flag The FOS, aiming to handle 250,000 cases in 2026, is expanding its reach to include buy now, pay later disputes starting July 2026 and continues efforts to modernize its processes.

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