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Nearly 453,000 UK pensioners abroad miss 2026 pension rise due to no reciprocal deals, despite paying National Insurance.
Nearly 453,000 UK pensioners living in countries without reciprocal agreements, including Canada and Australia, will not receive the 4.8% State Pension increase starting April 6, 2026, despite paying National Insurance.
While domestic pensioners benefit from the Triple Lock, those abroad face frozen payments at their emigration rate, with many earning £65 weekly or less and unaware of the freeze.
Campaigners highlight the disparity, noting retirees in the US and EU receive upratings, and criticize the government for excluding overseas pensioners, though no policy changes have been made despite advocacy and hopes tied to Mark Carney’s role as Canadian prime minister.
Casi 453,000 pensionistas del Reino Unido en el extranjero pierden el aumento de la pensión de 2026 debido a la falta de acuerdos recíprocos, a pesar de pagar el Seguro Nacional.