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flag A New Zealander with terminal cancer calls rules for accessing retirement funds "harsh," as strict death-proximity requirements cause stress despite severe illness.

flag A New Zealand man with terminal bowel cancer says strict rules for accessing his KiwiSaver retirement funds are unnecessarily harsh and emotionally draining. flag Diagnosed with stage four cancer and given a three-year prognosis, he describes the withdrawal process as bureaucratic and stressful, especially while managing treatment, job instability, and financial pressures. flag He criticizes the requirement to prove an "imminent risk of death"—typically within 12 months—despite being unable to work and facing severe illness. flag A similar case was denied under the same criteria, even though the person had a terminal diagnosis. flag Public Trust acknowledges the hardship and confirms full withdrawals are allowed under serious illness rules if death is imminent, but decisions are made case by case based on legal definitions.

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