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Starting Feb 2026, major Indian banks impose new IMPS fees, limit rewards, and enforce KYC updates.
Starting February 2026, major Indian banks including SBI, ICICI, HDFC, and Punjab National Bank will implement new rules affecting IMPS fees, credit card rewards, and KYC compliance.
SBI will introduce tiered IMPS charges, ICICI will end free movie tickets on select cards, HDFC will limit reward redemptions to five times monthly, and PNB will require overdue KYC updates by February 2, 2026, with account restrictions for non-compliance.
These changes aim to enhance security, efficiency, and regulatory alignment, affecting millions of customers.
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A partir de febrero de 2026, los principales bancos indios imponen nuevas tarifas de IMPS, limitan las recompensas y aplican las actualizaciones de KYC.