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Over 33 million U.S. homeowners now own their homes outright, up from 26.7 million a decade ago.
Over 33 million U.S. homeowners now have no mortgage, making up about 40% of all homeowners, up from 26.7 million a decade ago, according to U.S. Census Bureau data.
This rise reflects a growing number of homeowners paying off their loans faster than new borrowers are taking them on, driven by longer home tenures, rising equity, stable housing markets, and stronger financial discipline.
While most homeowners still carry a mortgage, the increasing share achieving mortgage-free status signals a shift in the nation’s housing landscape.
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Más de 33 millones de propietarios de viviendas en los EE.UU. son ahora dueños de sus casas, frente a los 26,7 millones de hace una década.