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As of January 2026, driving without insurance in the U.S. can lead to vehicle impoundment, license suspension, and higher fees due to stricter state enforcement.
Driving without third-party insurance in the U.S. now carries steeper penalties beyond traffic fines, including vehicle impoundment, license suspension, and higher court fees, according to new state-level enforcement updates effective January 2026.
Authorities report increased coordination between law enforcement and insurance regulators to identify uninsured drivers, with automated systems flagging vehicles during routine checks.
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A partir de enero de 2026, conducir sin seguro en los EE. UU. puede llevar a la incautación del vehículo, la suspensión de la licencia y tarifas más altas debido a una aplicación estatal más estricta.