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Illinois Supreme Court rules pollution permits don’t override insurance exclusions, affecting claims from regulated facilities like Sterigenics.
The Illinois Supreme Court ruled that state-issued pollution permits do not override insurance policy exclusions, denying coverage for pollution-related claims even for facilities like Sterigenics in Willowbrook, despite its emissions being regulated.
The unanimous decision clarifies that general liability policies exclude pollution damage regardless of regulatory approval, reinforcing that separate pollution liability policies are needed for such risks.
The case stems from lawsuits alleging ethylene oxide emissions caused cancer, leading to a $363 million verdict in one instance.
The court’s ruling resolves conflicting lower court decisions and returns the case to appeals for further action.
La Corte Suprema de Illinois dictamina que los permisos de contaminación no anulan las exclusiones del seguro, afectando las reclamaciones de instalaciones reguladas como Sterigenics.