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flag Affordable Care Act subsidies expired, spiking premiums for farmers and risking coverage for 4.8 million Americans.

flag Federal health subsidies under the Affordable Care Act expired at the end of 2025, triggering a sharp rise in insurance premiums for U.S. farmers, with some facing monthly costs exceeding $2,000. flag The One Big Beautiful Bill Act ended enhanced subsidies that previously limited premiums to 8.5% of income, reinstated the "subsidy cliff" where small income increases eliminate all aid, and introduced a "repayment trap" penalizing higher earnings. flag With 27% of agricultural workers relying on the individual insurance marketplace—far above the national average—4.8 million Americans could lose coverage in 2026, and premiums for low-income families may nearly double. flag Rural leaders warn the crisis threatens farm sustainability, deters young people from entering agriculture, and destabilizes rural economies, urging Congress to restore affordable healthcare access.

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