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Affordable Care Act subsidies expired, spiking premiums for farmers and risking coverage for 4.8 million Americans.
Federal health subsidies under the Affordable Care Act expired at the end of 2025, triggering a sharp rise in insurance premiums for U.S. farmers, with some facing monthly costs exceeding $2,000.
The One Big Beautiful Bill Act ended enhanced subsidies that previously limited premiums to 8.5% of income, reinstated the "subsidy cliff" where small income increases eliminate all aid, and introduced a "repayment trap" penalizing higher earnings.
With 27% of agricultural workers relying on the individual insurance marketplace—far above the national average—4.8 million Americans could lose coverage in 2026, and premiums for low-income families may nearly double.
Rural leaders warn the crisis threatens farm sustainability, deters young people from entering agriculture, and destabilizes rural economies, urging Congress to restore affordable healthcare access.
Los subsidios de la Ley de Cuidado de Salud Asequible expiraron, aumentando las primas para los agricultores y arriesgando la cobertura para 4.8 millones de estadounidenses.