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flag A UK woman paid off £16,000 in debt in 18 months by budgeting strictly, cutting expenses, and living with family.

flag A 31-year-old from Kent paid off £16,000 in debt in 18 months while earning under £30,000 a year by creating a strict budget, cutting non-essential spending, and moving in with family to reduce rent to £300 monthly. flag She saved £700 a month by shopping at discount stores, meal prepping, and avoiding dining out and clothing purchases. flag By planning for life events and using spreadsheets to track spending, she cleared all debts by April 2020 and now coaches others on financial discipline, emphasizing awareness, accountability, and intentional money use.

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