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PNB Housing Finance's Q3 net profit rose 7.7%–10% to ₹5.2 billion, fueled by loan growth in smaller cities and better asset quality.
PNB Housing Finance reported a 7.7% to 10% increase in third-quarter net profit for the period ending December 31, 2025, reaching ₹5.2 billion ($56.8 million), driven by strong loan growth in smaller cities and improved asset quality, with gross non-performing assets stable at 1.04%.
Revenue rose 9% to ₹21.19 billion, supported by a 25% increase in disbursements in emerging markets, though affordable loan disbursements declined 15% due to regional restrictions.
The company’s net profit margin dipped slightly, and its share price fell 1.64% following the results.
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El beneficio neto del tercer trimestre de PNB Housing Finance aumentó 7.7%10% a ₹ 5.2 mil millones, impulsado por el crecimiento de los préstamos en ciudades más pequeñas y una mejor calidad de los activos.