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flag New Zealand retail spending dipped slightly in December 2025 due to cost-of-living pressures, despite a quarterly rise.

flag New Zealand's electronic card transaction data for December 2025 shows a slight decline in retail spending, down 0.1% from November and 0.5% year-on-year, with apparel and durable goods leading the drop. flag Core retail fell 0.2%, while fuel and hospitality saw gains. flag Non-retail sectors declined, and overall card spending dropped 1%, with 195 million transactions averaging $58. flag Despite a quarterly rise in retail activity, ongoing cost-of-living pressures are dampening consumer confidence, according to Retail NZ. flag The data, released by Statistics New Zealand, reflects cautious spending amid economic uncertainty.

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