The Trump admin paused wage garnishments for defaulted student loan borrowers, but other collection actions remain.

The Trump administration has paused wage garnishments for federal student loan borrowers in default, but other collection actions like seizing tax refunds and up to 15% of Social Security benefits may still occur. The tax filing season begins January 26, and borrowers can check if they're on the Treasury Offset Program list by calling 800-304-3107. Enrolling in loan rehabilitation or consolidation can prevent refund seizures. Borrowers should update contact info, correct errors, and consider filing an automatic tax extension by April 15 to resolve defaults.