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flag Nearly 40% of UK adults fear worsening finances in 2026 due to rising costs, driving record debt advice demand.

flag Nearly 40% of UK adults expect their financial situation to worsen in the next year, driven by rising energy costs and the high cost of living, according to StepChange Debt Charity. flag Demand for debt advice surged in early 2026, with January 5 marking the charity’s busiest day in over a year, serving 800 clients. flag Nearly 4,000 visited its website on Christmas Day, reflecting heightened financial stress. flag Over 40% report greater financial anxiety than last year, with women more affected. flag StepChange urges early action, including contacting creditors, reviewing subscriptions, and using free tools like its benefits calculator to access potential support.

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