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flag Texas borrowers face wage garnishment for defaulted federal loans, but have 30 days to act.

flag Texas students with defaulted federal student loans are receiving warnings that wage garnishment could begin, with up to 15% of their paychecks withheld. flag The Department of Education must provide a 30-day notice before deductions start, allowing borrowers time to dispute amounts, request documentation, seek a hearing, or set up a repayment plan. flag Options like Loan Rehabilitation and Consolidation may help avoid garnishment. flag Individuals are urged to check their loan status and explore solutions at studentaid.gov.

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