Lloyds Bank offers £250 to customers switching to Club Lloyds Accounts with at least three Direct Debits, Jan 6–Feb 3, 2026.

Lloyds Bank is offering £250 to eligible customers who switch to a Club Lloyds Account—Silver or Platinum—between January 6 and February 3, 2026, using the Current Account Switch Service. To qualify, customers must transfer at least three active Direct Debits from another bank, switch via the Lloyds app or website, and not have previously received a similar offer since January 2023. The funds are paid within 30 days of a successful switch. Exclusions include those switching from Halifax or Bank of Scotland accounts, or opening joint accounts where one party has already received the offer. The accounts include perks like Disney+, cinema tickets, and no foreign transaction fees, but come with monthly fees of £11.50 (Silver) and £22.50 (Platinum), plus an additional £5 for both. An arranged overdraft is not guaranteed and may incur interest.