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flag UK households spent £713 over budget in December, prompting advice to boost income and cut costs for financial stability.

flag UK households face financial strain after spending an average of £713 more in December, prompting experts to recommend quick income boosts like selling unused items online, freelancing, or gig work. flag Cutting subscriptions, switching utility and mobile providers, and making home energy improvements can save £20–£50 monthly. flag Banks offer £100+ for switching current accounts, and cashback sites help reduce daily spending. flag A financial health check in January—reviewing debts, rates, and bills—can support long-term stability ahead of upcoming benefit increases in 2026.

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