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flag HSBC UK cut mortgage rates by up to 0.18% on Jan. 5, 2026, and launched cashback offers for high-income customers.

flag HSBC UK has introduced new mortgage rate cuts effective January 5, 2026, with reductions up to 0.18% across various mortgage types, including cashback offers for first-time buyers and remortgage customers. flag The bank also launched a limited-time "bring more, get more" promotion offering up to £750 in cashback to new Premier account holders who transfer a £100,000+ annual salary and £100,000+ in savings or investments, with rewards paid within 70 days after meeting conditions by April 30, 2026. flag The move aims to attract high-net-worth individuals and encourage financial consolidation.

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