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flag HDFC Bank's loans rose 2.7% to 28.45 trillion rupees by Dec 2025, aided by festive spending and tax cuts.

flag HDFC Bank reported a 2.7% sequential loan increase to 28.45 trillion rupees and a 2.1% deposit rise to 28.6 trillion rupees by December 2025, driven by festive spending and tax cuts. flag The bank, which merged with HDFC in 2023, continues prioritizing deposit growth to stabilize its loan-to-deposit ratio, aiming to restore pre-merger levels of 85%-90% by 2026-27. flag Loan growth is expected to match the industry average in FY26 and exceed it in FY27.

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