Bandhan Bank saw loan and deposit growth in Dec 2025, but low-cost deposits fell, lowering its CASA ratio.

Bandhan Bank reported a 10% year-on-year increase in loans to ₹1.45 lakh crore and an 11.1% rise in deposits to ₹1.57 lakh crore in the December 2025 quarter. Retail deposits grew 17.2% annually to ₹1.13 lakh crore, driven by a 35.8% surge in retail term deposits, raising their share of total deposits to 72.37%. However, low-cost CASA deposits fell 4.5% to ₹42,730 crore, lowering the CASA ratio to 27.26%. Bulk deposits declined 2% to ₹43,303 crore. Collection efficiency improved to 98.1% by December 2025, and the bank maintained a strong liquidity position with a Liquidity Coverage Ratio of 149.14%.