Consumer lawsuits and complaints fell in Nov. 2025, but year-to-date totals remain up, as regulators step up enforcement in 2026.

Consumer litigation filings in November 2025 declined across major categories, with FCRA cases down 29.1%, FDCPA filings dropping 31.4%, and TCPA filings falling 4.7%. CFPB complaints also decreased 4.7%. Despite these month-over-month drops, year-to-date totals remain higher than in 2024, especially for CFPB complaints, which surged 90.2%. The CFPB revoked its 2022 FCRA preemption rule, signaling a regulatory shift. Meanwhile, antitrust enforcement in 2026 is expected to intensify, with heightened scrutiny of mergers, algorithmic pricing, and anti-competitive practices, particularly in tech, healthcare, and agriculture. State attorneys general are also increasing consumer protection enforcement, focusing on deceptive practices, data privacy, and emerging technologies, leading to more class actions and settlements.