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UK house prices dipped 0.4% in December 2025, ending the year with 0.6% growth amid high mortgage rates and weak sentiment.
According to Nationwide Building Society, UK house prices fell 0.4% in December 2025, resulting in a 0.6% annual growth rate—the weakest since April 2024.
The average home price was £271,068, with Northern Ireland up 9.7% and East Anglia down 0.8%.
Despite high mortgage rates and low sentiment, mortgage approvals remained near pre-pandemic levels.
Experts predict modest price growth of 2% to 4% in 2026, driven by higher incomes, lower borrowing costs, and improved policy clarity, though high moving costs and stamp duty remain barriers.
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Los precios de la vivienda en el Reino Unido se redujeron un 0,4% en diciembre de 2025, terminando el año con un crecimiento del 0,6% en medio de altas tasas hipotecarias y de un sentimiento débil.