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New Zealand banned in-store card surcharges on Jan. 2, 2026, to save consumers up to $150 million yearly.
New Zealand introduced a bill on January 2, 2026, banning merchant surcharges for in-store EFTPOS, Visa, and MasterCard payments, aiming to eliminate hidden fees that cost consumers up to $150 million annually.
The law ensures equal pricing regardless of payment method, improves transparency, and strengthens enforcement powers for the Commerce Commission.
It applies to all card types and forms, with future expansion to online payments possible.
The move follows global trends seen in the UK, EU, and Australia, where similar bans are being implemented.
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Nueva Zelanda prohibió los recargos en las tarjetas en las tiendas el 2 de enero de 2026, para ahorrar a los consumidores hasta $ 150 millones anuales.