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flag Federal ACA subsidies expired Jan. 1, 2026, raising premiums and threatening coverage for low- and middle-income families.

flag Senator Peter Welch, D-Vt., expressed concern about rising premiums and reduced access to health insurance, particularly for low- and middle-income families, after federal subsidies under the Affordable Care Act expired at the beginning of 2026. flag Welch warned that the lapse could raise uninsured rates and undermine the ACA's gains, and urged immediate legislative action to extend or replace the subsidies and stabilize the insurance market. flag He emphasized the importance of bipartisan cooperation in preserving core protections while also ensuring affordable, accessible care.

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