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flag UK car insurance stays valid in snow/ice crashes if driving is legal and safe; claims may be denied for negligence during severe weather warnings.

flag Car insurance in the UK remains valid after crashes in snow or ice, according to insurers and experts, as long as driving is legal and responsible. flag Claims may be reduced or questioned if negligence is proven, such as driving during a severe amber or red weather warning when travel is unsafe. flag While coverage typically applies, experts stress that hazardous weather driving is discouraged and should be avoided. flag Social media claims that insurance becomes invalid during red warnings are false. flag Drivers are urged to follow official advice, prioritize safety, and prepare vehicles for winter conditions.

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