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UK car insurance stays valid in snow/ice crashes if driving is legal and safe; claims may be denied for negligence during severe weather warnings.
Car insurance in the UK remains valid after crashes in snow or ice, according to insurers and experts, as long as driving is legal and responsible.
Claims may be reduced or questioned if negligence is proven, such as driving during a severe amber or red weather warning when travel is unsafe.
While coverage typically applies, experts stress that hazardous weather driving is discouraged and should be avoided.
Social media claims that insurance becomes invalid during red warnings are false.
Drivers are urged to follow official advice, prioritize safety, and prepare vehicles for winter conditions.
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El seguro de automóvil del Reino Unido permanece válido en accidentes de nieve / hielo si la conducción es legal y segura; las reclamaciones pueden ser negadas por negligencia durante advertencias de clima severo.