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flag India's ATMs dropped to 251,057 in 2025 as digital payments reduced cash use, while bank branches and savings accounts grew.

flag ATMs in India declined to 251,057 in fiscal year 2025, down from 253,417, due to rising digital payments reducing cash reliance, according to an RBI report. flag Private and public sector banks cut offsite ATMs, while white label operators expanded. flag Bank branches rose 2.8% to 164,000, with public sector banks adding most in rural and semi-urban areas. flag Basic savings accounts grew to 72.4 crore, deposits rose 9.5% to ₹3.3 lakh crore, and 97.6% of accounts remained insured, though insured deposits as a share of total deposits fell slightly.

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