Fort Myers Beach regained a FEMA Class 5 rating, restoring a 25% flood insurance discount starting April 1, 2026.

Fort Myers Beach has regained a Class 5 rating from FEMA’s Community Rating System, restoring a 25% discount on flood insurance for residents and businesses starting April 1, 2026. The upgrade follows a 2024 downgrade and probation due to noncompliance, and reflects the town’s successful implementation of flood mitigation measures exceeding minimum standards. The recognition, confirmed in December by FEMA and the Department of Homeland Security, highlights improved floodplain management, resilient rebuilding after Hurricane Ian, and sustained efforts to reduce flood risk. The rating will renew annually if compliance is maintained.