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flag JULO, an Indonesian fintech, has provided $1.7B in digital loans to 3.28M users since 2016 with a 98.69% repayment rate.

flag JULO, an Indonesian fintech company, has disbursed over $1.7 billion in digital financing since 2016, serving 3.28 million users across all 38 provinces. flag Funds supported business capital, education, home renovations, and healthcare, with a 98.69% 90-day repayment rate as of November 2025. flag The company launched its iOS app in 2025, maintains data security certifications, and offers flexible credit with daily interest starting at 0.1%.

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