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flag Australian banks mostly expect stable rates at 3.60% in 2026 due to inflation and growth, with minor differences in forecast cuts.

flag Australian banks are divided on 2026 interest rate forecasts, with most expecting no further cuts due to persistent inflation and strong growth, keeping the cash rate at 3.60%. flag ANZ, CBA, and NAB see rates stable, while Westpac predicts two cuts by 2026. flag A Finder survey shows near-equal expectations for hikes or cuts, reflecting uncertainty. flag Experts anticipate rates around 3.6% by year-end, with borrowers advised to prepare for stability or potential increases, especially those with low equity. flag Some banks have raised term deposit rates, benefiting savers.

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