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flag Luxembourg passes pension overhaul raising contributions and retirement requirements, starting Jan. 1, 2026.

flag Luxembourg’s Chamber of Deputies approved a major pension reform on December 18, 2025, set to take effect January 1, 2026, with key changes including a gradual increase in the insurance period for early retirement at 60 from 480 to 488 months by 2030, removal of the 27-year age limit for counting study periods toward pensions, and a rise in social security contributions from 24% to 25.5% by 2032. flag A new progressive pension scheme allows part-time work with partial benefits, backed by employer payments reimbursed by the National Pension Insurance Fund. flag The government says the reforms ensure long-term sustainability, though unions criticized the process as rushed and lacking consultation.

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