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flag U.S. long-term mortgage rates slightly dropped in late December 2025, near their yearly low, offering minor relief to homebuyers.

flag The average U.S. long-term mortgage rate dipped slightly in late December 2025, holding near its lowest level of the year, according to recent data. flag This modest decline offers some relief to homebuyers amid ongoing economic uncertainty. flag Despite the drop, rates remain relatively high compared to historical averages, continuing to influence housing market activity.

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