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India's home loan disbursements are projected to hit ₹150 lakh crore by 2035, fueled by urbanization, rising incomes, and government housing programs.
India's housing finance sector is projected to see home loan disbursements reach ₹150 lakh crore by 2035, driven by urbanization, rising incomes, infrastructure growth, and government programs like PMAY-2.0 and the Urban Challenge Fund.
Mortgage penetration remains low at 11% of GDP, indicating significant untapped potential.
Regulatory reforms such as RERA have boosted transparency, while investments in metros and satellite towns are expanding housing demand beyond traditional urban centers.
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Se proyecta que los desembolsos de préstamos hipotecarios de la India lleguen a ₹ 150 lakh crore para 2035, impulsados por la urbanización, el aumento de los ingresos y los programas de vivienda del gobierno.